APIs

Services and APIs Turning Interchange Pressure Into Merchant Growth
Services and APIs Turning Interchange Pressure Into Merchant Growth
June 13, 2025  |  Payments Innovation

Payment processing may be the plumbing of modern commerce, but for banks and FinTechs chasing transaction volume, it is also the battlefield where customer loyalty...

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Peymo Launches AI-Powered Digital Finance Platform
Peymo Launches AI-Powered Digital Finance Platform
June 12, 2025  |  Payments Innovation

Peymo, a FinTech based in the United Kingdom, launched an artificial intelligence-powered digital finance platform that integrates fiat banking, cryptocurrency wallets, tokenized assets and embedded...

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Visa: Issuer Customer Lifetime Value Hinges on Personalization and Real-Time Experiences
Visa: Issuer Customer Lifetime Value Hinges on Personalization and Real-Time Experiences
June 11, 2025  |  VISA

It would be understandable to ascribe certain characteristics to the best-in-class issuers. Get the Full Story Complete the form to unlock this article and enjoy...

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Bank of America Taps Merchant Data to Boost Payment Approval Rates
Bank of America Taps Merchant Data to Boost Payment Approval Rates
June 10, 2025  |  Data

An optimal payment experience, which is frictionless in nature, involves collaboration. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Core System Upgrades Move Insurers Toward Real-Time Payments
Core System Upgrades Move Insurers Toward Real-Time Payments
June 09, 2025  |  Insurance

Insurance firms face a conundrum when digitalizing operations, as they accept and disburse payments that have multiple points of contact. Are they going to be...

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Can Digital Wallets, Stablecoins Solve Small Banks’ Cross-Border Cost Center?
Can Digital Wallets, Stablecoins Solve Small Banks’ Cross-Border Cost Center?
June 06, 2025  |  Cross-border Payments

Cross-border payments don’t have a small bank problem; small banks have a cross-border problem. Get the Full Story Complete the form to unlock this article...

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Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
Amid Rule 1033 Uncertainty, Banks Urged Not to Retreat on APIs
May 29, 2025  |  Payments Innovation

No matter what ultimately happens with the Consumer Financial Protection Bureau’s Rule 1033 (also known as the open banking rule), pay by bank is here...

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UK’s Banking Circle Gives Visa Access to Its Local Clearing Rails
UK’s Banking Circle Gives Visa Access to Its Local Clearing Rails
May 22, 2025  |  Partnerships

Payments bank Banking Circle launched a partnership with Visa’s Visa Direct. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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Straight-Through or Shut Out: The Automation Reckoning Facing B2B Suppliers
Straight-Through or Shut Out: The Automation Reckoning Facing B2B Suppliers
May 22, 2025  |  B2B Payments

Across the multitrillion-dollar global B2B market, the future of payments is arriving faster than many expected and putting pressure on suppliers to keep up. Get...

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