paycheck-to-paycheck

Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
June 10, 2025  |  Consumer Finance

Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story...

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High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
June 05, 2025  |  Retail

The big trade down is on. Dollar General, long synonymous with serving America’s most budget-conscious consumers, is seeing a marked shift in its customer base....

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Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
May 30, 2025  |  Buy Now Pay Later

Earlier this year, PYMNTS Intelligence detailed the ways in which pay later plans — and buy now, pay later (BNPL) offerings in particular — have...

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America’s Second Shift: Why Side Hustles Are Now a Financial Lifeline
America’s Second Shift: Why Side Hustles Are Now a Financial Lifeline
May 14, 2025  |  Gig Economy

The 9-to-5 workday is going the way of the door-to-door salesman. So is the definition of “work.” Get the Full Story Complete the form to...

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Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
May 05, 2025  |  Consumer Insights

Amid persistent financial pressures impacting a majority of U.S. households, the decision to spend on time-saving convenience services is increasingly subject to a stringent financial...

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Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
April 25, 2025  |  Banking

How do consumers calculate interest rates as part of their financial planning? A PYMNTS Intelligence study, titled “How Financial Lifestyle Impacts Consumer Perception of High...

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Consumers Draw New Spending Lines as Tariff Threats Loom
Consumers Draw New Spending Lines as Tariff Threats Loom
April 15, 2025  |  Consumer Insights

As seen in current events such as LVMH’s lackluster revenue picture announced Monday (April 14), which showed a decided pullback in luxury spending due to...

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Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
April 02, 2025  |  Consumer Insights

Flexibility is the best weapon against uncertainty, especially during times of economic uncertainty. We pivot in the face of inflation, adjust our discretionary spending, trade...

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Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
Walking the Pocketbook Tightrope: How Consumers Are Balancing Uncertainty and Spending
April 02, 2025  |  Consumer Insights

When economic winds shift, so do consumer spending habits. But not always in expected ways. Get the Full Story Complete the form to unlock this...

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