personal finances

40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  Buy Now Pay Later

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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Stash Secures $146 Million to Add AI to Financial Guidance Platform
Stash Secures $146 Million to Add AI to Financial Guidance Platform
May 12, 2025  |  Investments

Stash has secured $146 million in a Series H funding round to deepen its investment in artificial intelligence (AI) for its financial guidance platform. Get...

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New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
April 03, 2025  |  Buy Now Pay Later

Covet that designer dress at Bergdorf Goodman, but can’t pay for it because you’ve maxed out your credit cards? Increasingly, there’s another way. Get the...

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Fidelity Launches IRA That Allows Direct Investments in Crypto
Fidelity Launches IRA That Allows Direct Investments in Crypto
April 02, 2025  |  Cryptocurrency

Fidelity Investments has launched a new IRA plan that lets investors directly invest in crypto, including bitcoin, ether and litecoin. Get the Full Story Complete the...

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Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
Chime Adds ‘Instant Loans’ for Preapproved Members to Banking App
March 21, 2025  |  Loans

Chime has launched a product called Instant Loans that enables preapproved Chime members who receive direct deposits to their Chime Checking Account to access three-month installment...

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Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
March 21, 2025  |  Consumer Finance

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals...

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How OppFi Can Say Yes to Credit When Traditional Banks Say No
How OppFi Can Say Yes to Credit When Traditional Banks Say No
March 20, 2025  |  Consumer Finance

U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances...

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59% of Zillennials Value Leasing as Vehicle Purchase Option
59% of Zillennials Value Leasing as Vehicle Purchase Option
March 19, 2025  |  Consumer Insights

Forget the open road and the roar of the engine. A new generation, the zillennials (those born between 1991 and 1999), are approaching transportation with...

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EarnIn Debuts Early Pay For Faster Paycheck Access
EarnIn Debuts Early Pay For Faster Paycheck Access
March 18, 2025  |  Personal Finance

EarnIn has debuted a product that lets users access their paychecks two days early. Get the Full Story Complete the form to unlock this article...

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